Cross-border & domestic payment collections
Accept cards, wallets and local payment methods from customers anywhere, and settle to your Indian account quickly, with clear reporting and no grey-market routing.
See it in action
Illustrative product preview — final screens are built by your development team against these flows.
Why Paytrance
Currency conversions buried in fine print, settlements that arrive whenever the bank gets to it, deductions nobody can explain. That's what most Indian businesses accept as normal. It doesn't have to be.
How customers pay you
Let international and domestic customers pay the way they normally do — you still settle in one place.
International and domestic cards with 3DS optimisation and issuer-level routing for higher approval.
Let buyers check out with the wallet already saved on their device, wherever they are.
50+ Indian banks on the domestic side; local collection rails on the cross-border side.
No integration needed — share a link, get paid in the customer's currency.
Country-specific methods that convert better than a card form for that market.
Hold balances in USD, GBP or EUR and choose when to convert to INR.
Getting started
Share business details and upload KYC documents online — no branch visits.
Go live with APIs, a hosted checkout page, or a plugin for Shopify, WooCommerce and others.
Start accepting global and domestic payments, typically within 24 hours of approval.
What we run
Every rail a cross-border business needs, on one platform — so nothing sits in a patchwork of disconnected tools.
Receive from marketplaces, clients and platforms into a single collection account.
Pay overseas vendors and contractors with 15CA/15CB handled inline.
Lock forward rates, hold multi-currency balances, convert on your schedule.
Real-time risk scoring and issuer-aware routing tuned for cross-border approval rates.
Collection, payout and statement APIs that reconcile against invoices automatically.
UPI, cards and net banking for the same merchant entity — one settlement account.
How each payment settles
Card, wallet or local method — in their currency, on a checkout that recognises where they are.
KYC and sanctions screening complete automatically against the invoice on file.
Hold in original currency or convert now, at a rate you can see before you confirm.
INR lands T+1; a clear transaction statement is ready for your records.
Built for
Bulk buyer collections against shipping documents and invoices.
Recurring client invoices in USD/GBP/EUR, collected without a foreign bank account.
Mass payouts to sellers or creators, plus subscription billing, on one ledger.
Collect from Upwork, Fiverr or direct clients with clear records for tax filing.
From businesses on the platform
"We used to budget for a week of settlement delay. Now we don't budget for it at all — it just arrives."
"Our approval rate on international cards went up the month we switched routing to Paytrance."
"Getting paperwork from our bank used to mean a follow-up call every month. Now it's just there, per transaction."
Why security matters
Every collection and payout runs through infrastructure designed to established security and banking standards from day one — independently certifiable, not just described in marketing copy.
Built on established banking-partner infrastructure
PCI-DSS Level 1, ISO/IEC 27001:2022, AES-256 encryption
Clear, itemised reporting on every settlement
KYC and bank linkage — typically completed within 24 hours.